Fixed or ARM in Michigan? Make the SMART Mortgage Choice for Your Home & Wallet
Buying a home is one of the most important decisions you’ll make, and choosing the right mortgage is a big part of that process. As a mortgage lender in Metro Detroit, I’m here to help you understand the differences between two popular types of loans: Fixed-Rate Mortgages (FRMs) and Adjustable-Rate Mortgages (ARMs). In this blog…
Read MoreCider Mills and Farms in Metro Detroit
Whether you’re on the hunt for fresh cider, warm donuts, or a day of fall fun, the cider mills and farms around Metro Detroit offer something for everyone. Here’s a guide to cider mills and farms in Oakland, Wayne, Washtenaw, Macomb, Livingston, and Genesee counties, including their dates, times of operation, and offerings. Oakland County…
Read MoreRefinancing Your Michigan Home? Avoid These 5 Costly Mistakes & Save Thousands!
Refinancing your mortgage can be a smart financial move, but it’s not without its potential pitfalls. As a mortgage lender serving Metro Detroit, I’ve seen homeowners make certain mistakes that could cost them time, money, and peace of mind. To help you avoid these missteps, I’ve compiled a list of the five most common refinancing…
Read MoreWhy and When to Refinance Your Mortgage: A Guide for Metro Detroit Homeowners
If you’re a homeowner in Metro Detroit, refinancing your mortgage could be a great way to optimize your financial situation. As a mortgage lender with years of experience helping homeowners like you, I’ve seen firsthand how refinancing can lead to significant savings and financial flexibility. But how do you know if it’s the right time…
Read MoreThe Pending Refi Boom??: How Metro Detroit Homeowners Can Get Ready to Cash In if it Happens
When economic conditions change, smart homeowners keep an eye on mortgage rates to know the best time to refinance. The U.S. might be close to a new boom in refinancing, which could be a great opportunity for homeowners. Understanding what’s driving this potential boom and how to get ready could make a big financial difference.…
Read MoreLabor Day Events
Labor Day weekend in Metro Detroit is packed with festivities across Oakland, Macomb, and Wayne counties. Here’s a guide to some of the top events happening in five cities within each county: Oakland County Royal Oak: The Arts, Beats & Eats festival (Aug 30 – Sept 2) is a highlight, featuring art exhibits, live music,…
Read MoreStop the Mortgage Spam! Understanding & Avoiding Credit Trigger Leads in Michigan
If you’re looking for a home loan, you might hear about something called “credit trigger leads.” This guide will help you understand what they are, how you become one, how to opt-out, and why you should be careful. What Are Credit Trigger Leads? When you apply for a home loan, the lender checks your credit.…
Read MoreFHA/VA Condo Eligibility in Michigan: Why Your Dream Home Might Not Qualify (and What Comes Next)
If you’re looking to buy a condominium or townhome using a government loan like an FHA or VA loan, you might run into some obstacles. Let’s explore why this can happen, some solutions, and how to get a condo or townhome FHA or VA approved. Why Government Loans Might Not Work for Condos and Townhomes…
Read MoreBuy Your Michigan Fixer-Upper: New FHA 203(k) Updates Mean BIGGER Renovations & Easier Financing!
Hello, Metro Detroit and Michigan homebuyers! There’s some great news from the U.S. Department of Housing and Urban Development (HUD) that could make your dream home even more affordable and easier to renovate. HUD’s latest Mortgagee Letter 2024-13, which goes into effect on November 4th, 2024, brings updates to the 203(k) Rehabilitation Mortgage Insurance Program,…
Read MoreThe Smart Michigan Homebuyer’s Guide to Condos: Warrantable vs. Non-Warrantable Unpacked
When you’re thinking about buying a condominium or townhome, you might hear the terms “warrantable” and “non-warrantable.” These terms are important because they affect your financing options. Let’s break down what they mean, what makes a condominium or townhome warrantable, and what to do if you’re interested in a non-warrantable property. What is a Warrantable…
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