Beyond the Bricks: Understanding Home Inspections in Michigan and Protecting Your Investment

Welcome back, future Michigan homeowners! We’ve reached a really important stage in our journey: you’ve found a home you love, and your offer has been accepted! Congratulations! But before you start packing your boxes, there’s a crucial step to take to make sure your dream home is as good on the inside as it looks…

Congratulations! You’ve found the perfect home in Michigan. Now comes the exciting but sometimes nerve-wracking part: making an offer. Think of it like planning a surprise party – you want to make sure everything is just right to get the best possible outcome. Why is making an offer such a big deal? In today’s competitive…

Welcome back, future Michigan homeowners! We’ve talked about finding your dream home, and now it’s time to talk about another important part of the home-buying process: closing costs and pre-paid expenses. Closing costs and pre-paid expenses are the set of fees and expenses you’ll need to pay in addition to your down payment when you…

Welcome back, future Michigan homeowners! We’ve already talked about the exciting idea of buying your first home in Michigan and the important step of getting pre-approved for your mortgage. Now, it’s time to get into the fun part: actually, looking for your dream home! But before you start scrolling through endless online listings, there’s another…

Welcome back, future Michigan homeowners! In our last post, we explored the different types of mortgages available to you as a first-time buyer in our state, including some fantastic options from MSHDA. Now, we’re going to talk about a step that might seem a little early in the process, but it’s actually one of the…

Welcome back, future Michigan homeowners! In our last post, we talked about the exciting journey of buying your first home in our great state. Now, let’s dive into something super important: how you’re actually going to pay for it! This is where mortgages come in. Don’t let the word scare you; it just means a…

Hey there, future Michigan homeowner! Thinking about buying your first house can feel like a big adventure, kind of like starting at a new school or starting a new job. There are lots of exciting things to look forward to, but also some new paths to learn. Don’t worry, we’re here to be your guide…

Divorce is a complex emotional and financial journey. For family law attorneys and their clients, navigating the intersection of divorce settlements and mortgage lending can be particularly tricky. Misunderstandings about mortgage underwriting rules can lead to settlement agreements that create major roadblocks for clients seeking to refinance or purchase a new home. As a Certified…

Divorce is a financial whirlwind, and if you’re a business owner, it’s like adding a complex equation to an already challenging situation. Qualifying for a mortgage with fluctuating income, tax deductions, and lender scrutiny can feel overwhelming. But it doesn’t have to. As a Certified Divorce Lending Professional (CDLP) in Michigan, I specialize in helping…

Divorce is a complex financial puzzle, and while most couples focus on the mortgage, there’s a sneaky financial trap lurking: the Home Equity Line of Credit (HELOC). If you’re divorcing and have an open HELOC, you’re at risk. These “future advance mortgages” can create major headaches if not handled correctly. As a Certified Divorce Lending…