Blog
Beyond the Bricks: Understanding Home Inspections in Michigan and Protecting Your Investment
Welcome back, future Michigan homeowners! We’ve reached a really important stage in our journey: you’ve found a home you love, and your offer has been accepted! Congratulations! But before you start packing your boxes, there’s a crucial step to take to make sure your dream home is as good on the inside as it looks…
Read MoreMaking the Offer: Negotiation Strategies for First-Time Homebuyers in the Michigan Market
Congratulations! You’ve found the perfect home in Michigan. Now comes the exciting but sometimes nerve-wracking part: making an offer. Think of it like planning a surprise party – you want to make sure everything is just right to get the best possible outcome. Why is making an offer such a big deal? In today’s competitive…
Read MoreMoney Matters: Demystifying Closing Costs for Michigan Homebuyers
Welcome back, future Michigan homeowners! We’ve talked about finding your dream home, and now it’s time to talk about another important part of the home-buying process: closing costs and pre-paid expenses. Closing costs and pre-paid expenses are the set of fees and expenses you’ll need to pay in addition to your down payment when you…
Read MoreFinding Your Perfect Fit: Navigating the Michigan Real Estate Landscape and Choosing the Right Agent
Welcome back, future Michigan homeowners! We’ve already talked about the exciting idea of buying your first home in Michigan and the important step of getting pre-approved for your mortgage. Now, it’s time to get into the fun part: actually, looking for your dream home! But before you start scrolling through endless online listings, there’s another…
Read MoreThe Power of Pre-Approval: Setting Yourself Up for Success in Michigan’s Competitive Market
Welcome back, future Michigan homeowners! In our last post, we explored the different types of mortgages available to you as a first-time buyer in our state, including some fantastic options from MSHDA. Now, we’re going to talk about a step that might seem a little early in the process, but it’s actually one of the…
Read MoreDecoding Your Dream: Understanding Michigan Mortgage Options for First Timers
Welcome back, future Michigan homeowners! In our last post, we talked about the exciting journey of buying your first home in our great state. Now, let’s dive into something super important: how you’re actually going to pay for it! This is where mortgages come in. Don’t let the word scare you; it just means a…
Read MoreIs Michigan Calling You Home? Your First-Time Homebuyer Roadmap
Hey there, future Michigan homeowner! Thinking about buying your first house can feel like a big adventure, kind of like starting at a new school or starting a new job. There are lots of exciting things to look forward to, but also some new paths to learn. Don’t worry, we’re here to be your guide…
Read MoreDivorce & Mortgages: Avoiding Costly Mistakes Attorneys (and Clients!) Make
Divorce is a complex emotional and financial journey. For family law attorneys and their clients, navigating the intersection of divorce settlements and mortgage lending can be particularly tricky. Misunderstandings about mortgage underwriting rules can lead to settlement agreements that create major roadblocks for clients seeking to refinance or purchase a new home. As a Certified…
Read MoreDivorce & Your Business: Navigating Mortgages When You’re Self-Employed
Divorce is a financial whirlwind, and if you’re a business owner, it’s like adding a complex equation to an already challenging situation. Qualifying for a mortgage with fluctuating income, tax deductions, and lender scrutiny can feel overwhelming. But it doesn’t have to. As a Certified Divorce Lending Professional (CDLP) in Michigan, I specialize in helping…
Read MoreHELOCs & Divorce: The Hidden Debt Trap You Need to Avoid
Divorce is a complex financial puzzle, and while most couples focus on the mortgage, there’s a sneaky financial trap lurking: the Home Equity Line of Credit (HELOC). If you’re divorcing and have an open HELOC, you’re at risk. These “future advance mortgages” can create major headaches if not handled correctly. As a Certified Divorce Lending…
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