Buying a new home while trying to sell your current one can be stressful, especially when timing doesn’t line up or your offer depends on selling first.
The Buy Before You Sell program is a modern bridge loan solution that allows you to unlock equity from your current home upfront, so you can move forward with confidence and purchase your next home without the pressure of selling first.
How Buy Before You Sell Works:
The process is simple and designed to give you more control over your move:
Unlock Your Equity
We evaluate your current home and determine how much equity you can access upfront, giving you the funds needed for your next purchase.
Buy Your Next Home First
Make a strong, non-contingent offer on your new home without needing to sell your current home first—helping you compete in today’s market.
Sell Your Current Home with Confidence
Once you’ve moved, your home can be listed vacant to attract stronger offers and maximize your sale price.
Move on Your Timeline — Not the Market’s
With Buy Before You Sell, you don’t have to rush or coordinate two closings at once.
You can move into your new home first, get settled, and then sell your current home when the timing is right—creating a smoother, less stressful experience.
Why Buyers Use This Program:
Make Stronger Offers
Remove the home sale contingency and compete more effectively in multiple-offer situations.
Avoid a Double Move
Skip temporary housing and move directly into your new home.
Maximize Your Sale Price
Take the time to prepare, stage, and list your home properly instead of rushing to sell.
Reduce Stress
Eliminate the pressure of trying to line up buying and selling at the same time.
Frequently Asked Questions
How much does the program cost?
The program fee is typically 2.4% of the final sale price of your current home. Minimums may apply if the final sale price is less than $375,000.
How is my available equity determined?
Your available equity is calculated using a proprietary evaluation that considers your home’s estimated value, current market conditions, existing loans, and overall financial profile. Based on this, you can unlock a portion of your equity upfront, with the remaining equity received after your home sells (minus program and transaction fees).
Who This Program Is Best For:
This program is a great fit if you:
- Own a home and are looking to move or upgrade
- Need access to your equity before selling
- Want to avoid contingent offers
- Prefer a smoother, more flexible moving process
Why This Matters in Today’s Market:
In competitive markets, contingent offers are often less attractive to sellers. This program allows you to remove that contingency, making your offer stronger and increasing your chances of securing your next home.
Want to see how much equity you can unlock and how this program would work for your situation?
Let’s walk through your options and build a plan that fits your timeline.
